Roberta Oswald
Roberta Oswald, Valley Property Sales & ManagementPhone: (707) 339-0233
Email: [email protected]

Tag: Mortgage

Posted on 03/10/2024
Important Details to Know About Veteran Mortgage Relief
The U.S. government has multiple options available for military veterans who may be facing foreclosure. Through the Department of Veterans Affairs, borrowers can get financial relief through means such as forbearance, deferment, refinancing and more. However, there are some crucial details to be aware of. Here are some of the most important things to know about current veteran...
Mortgage
Mortgage
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Posted on 05/22/2022
Financial health: How to choose your ideal 15-year mortgage
Mortgages can be a very flustering part of the homebuying process, just based on the sheer volume of available options. Most homebuyers choose the 30-year fixed rate option, as long as they meet the criteria. But what about the 15-year option? What choices are available for homebuyers, first-time and experienced? How do you know which one to pick?...
15 Year Mortgage
Fixed Rate Mortgage
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Posted on 09/06/2020
Is A Seller-Financed Mortgage Right For You?
Photo by Charles Thompson via Pixabay A vast majority of homebuying transactions rely on the buyer qualifying for a mortgage through a bank. After all, most people don't have enough cash lying around to buy a home outright. Nowadays, you have more options with different types of lenders and alternative financing companies where you can seek pre-approval online....
Mortgage
Mortgage
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Posted on 04/19/2020
How Should Interest Rates Influence When You Buy?
Photo by Doubletree Studio via Shutterstock Interest rates rise in correlation to inflation and other economic activity. When that happens, it can increase housing costs. But the question is, should it prompt you to buy sooner than you’re ready? The Right Time Is Now In real estate, the right time is always now for someone. Is it the...
Mortgage
Mortgage
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Posted on 03/15/2020
Navigating the Mortgage Pre-Approval Process
Image by Precondo CA from Unsplash Buying your first home can be stressful enough without worrying about whether or not your mortgage loan pre-approval is going to go through. You may not be prepared for the mountains of paperwork that you'll need to submit before a lender gives you the thumbs' up. That's why it's such a good...
Buying Your First Home
Mortgage
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Posted on 08/11/2019
Ideas for Saving for a Down Payment
When considering becoming a homeowner, one of the decisions you can make that will be beneficial to you is to deposit a down payment. However, the question is how do save up that hefty down payment? One of the biggest roadblocks for prospective home buyers is securing a down payment. Fortunately, though, technology seems to be playing a...
Personal Finance
Mortgage
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Posted on 08/04/2019
Getting Pre-Qualified for Your Mortgage
Potential home buyers should obtain a pre-qualification letter from their lenders to access a home loan. This letter communicates what the lender thinks about you being qualified for a mortgage up to a certain amount and is dependent on the data you gave about your assets, income, and expenses. Pre-qualification is just the primary step, and it provides...
Prequalification
Real Estate
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Posted on 05/12/2019
What Length of Mortgage is Best for You?
People focus mostly on the interest rate when looking for the best mortgage. Other than the interest rate, there are some other variables to consider when looking for a mortgage that is ideal for you. One of the variables that you should consider is the length of the mortgage agreement. There are various options available, so you need...
Mortgage
Mortgage Rates
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